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Title II loans are real estate loans, so you’ll have to purchase the land and the home together, and the home must be permanently installed on an approved foundation system. Loans terms can be as long as 30 years.

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It should be noted that some state housing finance agencies do have income limits for. In general, you might find that a 30-year fixed FHA mortgage rate is priced. You can get a fixed-rate home loan or an ARM; Though most borrowers go. including condominiums, manufactured homes and mobile homes ( provided it is.

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