If you’re looking to refinance your mortgage after a divorce in order to remove a spouse from the loan, it can be tricky but not impossible. Divorce is stressful, painful and can get messy, especially when you and your spouse need to work through the logistics of dividing assets.

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In other words, the mortgage lender can still come after your spouse for repayment unless and until you refinance in your own name alone. Just as you did when you originally took out the mortgage, you will have to pass the lender’s eligibility requirements to refinance the loan.

2017-11-22  · When a couple get divorced, they have three basic options for what to do with the home they own. No matter which option they choose, the first step is.

So far, after more than nine months. "It’s the first time in my life, I will have to cut [up] pieces on the ground,".

Divorce: Who Lives at Home During a Divorce?- Griffith Law How long will judge give me to refinance my house after a divorce? Question Details: What is the legal time to refnancea house after a divorce to get my wife’s name off the mortgage. Married 27 months and stupidly refied my house to fix it up to sell it.

Do I Have to Refinance After a Divorce? – Home Loan Refinance – It also means you’ll have to pay refinancing fees and go through the process of applying for a new loan. If you weren’t prepared to refinance, which may be the case as divorce is not always predictable, you may have trouble qualifying for a competitive loan when you refinance.

If either spouse wants to keep the family home after a divorce, refinancing is often necessary in order to "buy-out" the other spouse’s interest in the property. If you’re going through a divorce and want to keep the family home, you will likely have to buy-out your spouse by paying an amount equal to his or her interest in the home.