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How to calculate your credit score – and 8 ways to improve it – National Credit Regulator data shows that 54% of South Africans have their applications for credit such as car finance, home loans and personal loans rejected. including having a bad or little.
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Credit score requirements relax for FHA loans which is helping more borrowers qualify.. It's getting easier for borrowers to get an FHA-backed home loan.. too many “bad loans” and verifications can cut down on defaults.