No money down home loans As a first-time homebuyer, you probably don’t have much money to put down on a home – especially with today’s home prices. A 20% down payment on a $350,000 loan, for example, is $70,000. Not many have that kind of money saved up.

To get pre-approved or pre-qualified for a no or low down payment home loan or to apply for a mortgage, contact a local mortgage rep in OH, MI or IN. Connect with Us 1-877-367-8178

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You can skip the down payment and finance 100% of your home purchase if you’re eligible. It offers a simple digital mortgage experience with no hidden fees or commissions. Better can provide you.

If coming up with a down payment is a struggle, an alternative to buying a house with no money down is an FHA loan. The FHA does not offer a no-money down loan. However, they do allow for loans with a down payment as low as 3.5% of the home’s purchase price.

Home Mortgage Loans With No Down Payment – If you are looking for lower mortgage payments, then mortgage refinance can help. See if you can lower your payment today.

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For anyone who currently lacks safe rural housing, and cannot qualify for a reasonable home loan through any other venue, the USDA also offers the Section 502 direct loan program. section 502 loans have no down payment or minimum income requirements, but are only for those who can demonstrate extreme need.

With an RHS loan, a down payment might not be required on the house; however, the borrower must still be able to pay the mortgage payments, taxes, and insurance. The home the mortgage is being used.

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Research home-buyer assistance programs: Loans through the Federal Housing Administration, the U.S. Department of Agriculture and the Department of Federal Affairs require low or no down payment.