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"Clear to close" simply means that your file has passed all requirements from the underwriter and your docs can be ordered and forwarded to the closing agent. (That is a good thing!!!!). Generally, the timing for "clear to close" runs the gamut between lenders.

Mortgage Rates Played a Perfect Game This Week – The average lender is very close to offering the lowest rates seen in over a year. In fact, if we’re talking about the "note rate" (the actual interest rate applied to a mortgage balance. in the.

What is the Mortgage Underwriting Process? | DaveRamsey.com – Once the conditions have all been met, you'll receive a “clear to close” from your lender. That means your mortgage loan is ready to be finalized on closing day.

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Process, Mortgage Documents & Procedures – Money Crashers – Many lenders require advance payment of the mortgage interest set to accrue between the closing date and the date of the first payment. Note that if you close in the middle of the month, you likely won’t have to make a principal payment until the beginning of the month after next, assuming your payments are due on the first of the month.

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This is known as being "clear-to-close". Verify your mortgage eligibility (Apr 5th, 2019). 2019 – 22 min read Before Making A 20% Mortgage Down Payment, Read This February 21,

What Does "Cleared to Close" Mean on a Mortgage? – Although it is still good news that you’ve been cleared to close, there may still be a few more hurdles to overcome. Getting Clear When you apply to your lender for a mortgage loan, the lender submits your documents — pay stubs, tax records, student-loan payments, appraisal and so on — to an underwriter, or runs it through underwriting software.

Info On Reverse Mortgages HUD FHA Reverse Mortgage for Seniors (HECM) | HUD.gov / U.S. – Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender.